Senior Credit Strategy Analyst/ Senior Data Scientist

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• Social Finance, LLC seeks Senior Credit Strategy Analyst/ Senior Data Scientist in San
• Francisco, CA:
• Job Duties: Architect credit underwriting, pre-screen targeting, A/B testing and credit
• limit assignment strategies. Utilize deep analysis to power the future of credit card,
• using a comprehensive data ecosystem including multi-product internal data, credit
• bureaus and alternative data. Seek to drive continuous improvements in strategies and
• processes. Work collaboratively with the Data Science team to design new machine
• learning models. Partner closely with implementation teams to accurately deploy new
• strategies. Work with other business partners across Business Unit, Operations,
• Marketing, Finance, Legal and Compliance etc. to deliver successful business results.
• Understand credit risk and develop approaches to mitigate loss and responsibly grow
• revenue. Monitor performance of strategies and portfolios. Document and communicate
• results and escalate issues as necessary. Identify gaps/opportunities and drive actions.
• Telecommuting is an option. Some travel to Sofi offices may be required.
• Minimum Requirements: Master’s degree (or its foreign degree equivalent) in Computer
• Science, Finance, Mathematics, Statistics, Business Administration, Engineering (any
• field), or a related quantitative discipline, and three (3) years of experience in the job
• offered or in any occupation in related field.
• Special Skill Requirements: (1) credit risk strategy; (2) consumer credit analytics; (3)
• credit strategy analytical life cycle; (4) analytical strategy development; (5) customer
• performance data; (6) bureau attributes; (7) EXCEL; (8) SQL; (9) Python; (10) Decision
• Trees; (11) regression; (12) logistic regression; (13) A/B testing; (14) Tableau. Any
• suitable combination of education, training and/or experience is acceptable.
• Telecommuting is an option. Some travel to Sofi offices may be required.
• Salary: $188,885.00 - $217,218.00 per annum.
• Submit resume with references using the apply button on this posting or email to: Req.#
• 24-147054 at: ATTN: HR, jobadverts@sofi.org.

Application Deadline: 11/14/2025

#Li-Dni

Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.    To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

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